Reg Cc Hold Calculator 2024. The mandatory compliance date will be july 1, 2025. Regulation cc hold thresholds remain at $225 (next day) and $5,525 (exception) until july 1, 2025.

One person reads reg cc to state that all new account holds should fall off the ninth business day. Regulation cc (12 cfr part 229) implements two laws—the expedited funds availability act (efaa), which was enacted in august 1987 and became effective in.